OKC VeloCity | Get your Greater Choice Oklahoma health care questions answered

Get your Greater Choice Oklahoma health care questions answered

By Kaylee Terracina / Economy / November 1, 2018

Small businesses throughout Oklahoma now have greater choice when it comes to providing health care to their employees. In late October, the Greater Oklahoma City Chamber launched Greater Choice Oklahoma, a new Association Health Plan with coverage offered by UnitedHealthcare. Coverage will be available to Chamber members starting Jan. 1, 2019.

Learn more about the plan or read on for more information.

Frequently asked questions

Do I have to be a Chamber member to join the Greater Choice Oklahoma health plan?
Yes. For Chamber membership information, including additional benefits that will be valuable to small businesses, contact Leslie Wehrenberg at lwehrenberg@okcchamber.com or 405-297-8949.

Is my business eligible to receive health coverage through Greater Choice Oklahoma?
If you reside in the state of Oklahoma and your business is a member of the Greater Oklahoma City Chamber with two to 50 employees, then your business is eligible!

When does coverage take effect?
Coverage begins as soon as Jan. 1, 2019.

How will my business and our employees be rated?
No medical underwriting is required for Greater Oklahoma City Chamber members. The plan includes coverage for pre-existing conditions. Rating is based on company demographics and census information, not based on health conditions.

Is this a limited benefit plan?
No. Greater Choice Oklahoma offers UnitedHealthcare’s most popular plans that are offered today to large employers nationwide. Benefits will include: unlimited lifetime max; preventive care covered at 100 percent; $0 copay telemedicine benefit on most plans (unlimited); personalized weight loss program with one-on-one virtual coaching (included at no cost); Quit For Life® smoking cessation program with one-on-one coaching (included at no cost); maternity benefits and coverage (all plans); prescription drug coverage (all plans); mental health and substance disorder services (all plans); $0 doctor visit for children (under 19) available on most plans (unlimited); national network coverage.

Will I get to keep my doctor?
UnitedHealthcare has an extensive nationwide network. Check to see if your doctor is included at www.greaterchoiceok.com.

How does an AHP work?
AHPs are group health plans that permit associations of employers to provide health coverage for employees. AHPs allow small employers to band together and be treated as a single large employer group. This enables the association to be subject to large group rating and benefit rules.

How is this different from the Chamber’s former health coverage plan?
The Greater Oklahoma City Chamber’s former plan was no longer allowed under the Affordable Health Care Act. The Department of Labor changed the regulations to allow geographically based AHPs and permit AHPs to be formed for the primary purpose of providing health coverage.

Will each group within the AHP have their own group insurance policy?
No. The group health insurance policy exists at the AHP level.

I'm a broker. Will I be able to market and sell this plan?
Yes. Email greaterchoiceok@okcchamber.com for more.

I'm with another chamber of commerce in the state of Oklahoma. Will our chamber be able to offer this plan to our members?
Yes. By entering a reciprocal membership agreement with the Greater Oklahoma City Chamber, you will be able to offer the Greater Choice Oklahoma Health Plan at no additional cost. Email greaterchoiceok@okcchamber.com for more.

Insurance coverage provided by or through UnitedHealthcare Insurance Company or its affiliates.

The Quit For Life Program provides information regarding tobacco cessation methods and related well-being support. Any health information provided by you is kept confidential in accordance with the law. The Quit For Life Program does not provide clinical treatment or medical services and should not be considered a substitute for your doctor’s care. Please discuss with your doctor how the information provided is right for you. Participation in this program is voluntary. If you have specific health care needs or questions, consult an appropriate health care professional. This service should not be used for emergency or urgent care needs. In an emergency, call 911 or go to the nearest emergency room.

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